Macdonald, Shymko & Company Ltd. offers a wide-ranging level of unbiased investment analysis, which includes:

• Determining an appropriate investment strategy to reach your financial independence goals.
• Suggestions regarding asset allocation, mutual fund selection, and other investment vehicles. Investments suggested would include (but not limited to):
  • Low costing investment alternatives such as F Class funds and/or Exchange Traded Index Funds (ETFs).
  • Passive investment strategies from Dimensional Fund Advisors Canada Inc.
  • Income trusts
  • Alternative asset classes such as real estate.
• Access to our proprietary mutual fund assessment system.
• Investment planning to meet children's educational needs, including Registered Education Savings Plans.
• Macdonald, Shymko & Company Ltd. is registered as Investment Counsellors with the B.C. Securities Commission, the Alberta Securities Commission and the Ontario Securities Commission. This allows those advisors registered to provide specific securities advice.

Where appropriate, our registered advisors will make specific recommendations on products and investments that meet the criteria we establish together in our planning.

More detailed information regarding our investment services are covered on the Investment Counsel Services section of our website.

To minimize the taxes you pay, your planning can't be done once a year in April when you get out your previous year's tax receipts. To be most effective, tax planning must be done year-round.

Macdonald, Shymko & Company continually monitors your situation and helps you "keep on top" of your taxes, with tax planning services that include:

• Preparation of tax proformas (estimates) of your current year's income tax return, based on estimates of your total income and deductions.
• Sensitivity analysis (such as the effects of increases or decreases in income on your taxes payable).
• Effects of RRSP deductions and the appropriateness of tax deferral vehicles.
• Income tax return preparation, including compilation of business or professional income.
• Assistance in handling tax assessments and/or Canada Customs & Revenue Agency queries.
• Review of income splitting techniques, tax deferral arrangements or other income tax minimization strategies as appropriate.
• Trust return preparation.

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