Macdonald Shymko & Company advisors develop personalized investment strategies with diversified portfolios invested through a systematic or structured asset class approach. Asset allocation is the starting point of investment planning, as empirical data would suggest that it is a significant contributing factor to the long-term risk adjusted return of a portfolio. Asset Allocation sets the parameters from which all investment decisions are made.

Each client's portfolio is developed in direct relationship to your specific goals and risk tolerance. If your goals or tolerance level changes over time, your asset allocation should be revisited to ensure its continued relevancy to your situation.

The investments suggested by MSC are grounded in empirical research, and based on providing efficiency in portfolio management costs and exposures to relevant asset classes. In many cases this includes the use of individual bonds, individual securities, exchange traded funds, and mutual funds with an emphasis on passive investment strategies. Our suggestions may make use of the investment strategies of Dimensional Fund Advisors Canada.

Macdonald, Shymko and Company provides its investment counsel services based on two approaches that provide flexibility to our current and prospective clients. In either case, our advice is grounded in the process described above. Our services are classified as follows: