Our own advisors and planners have written these articles on personal and retirement planning. As you read through them, you'll notice that the same general themes - long-term planning, the need to diversify your assets, and the importance of regular planning - come up regularly.

ARTICLES

• "Independence" by David Shymko
   
• "Debt Management" by Terry Greene
   
• "So You Want to Move Offshore" by Doug Macdonald
   
• "Make a Million, Keep a Million" by Terry Greene
   
• "Leasing vs Buying an Asset" by Terry Greene
   
• "Group Pension Plan for Small Businesses" by Terry Greene
   
• "The Price of Fee Based" by David Christianson
   
• "Money Moves Offshore for a Reason" by David Shymko
   
• "Is Universal Life for You?" by David Christianson
   
• "The Keys to Succesful Investing" by David Christianson
   
• "Financing a Business Purchase" by Terry Greene
   
• "Income Splitting Can Lower Tax Bill" by David Christianson
   
• "CPP - Should You Take It Now or Wait?" by David Christianson
   
• "Ethics Critical in Financial Planning" by David Christianson
   
• "The Wrap Account Ruse" by David Shymko

On occasion, the expertise of Macdonald, Shymko & Company advisors and planners are used as a resource for various articles in the press. To follow are a number of such articles:

IN THE PRESS

• "Process, not Product"
  

  by Steve MacNaull of the Kelowna based "The Daily Courier" - May 17, 2002
   

• "Professors learn how to fulfill their future needs"
  

  by Andrew Allentuk "The Globe and Mail" - July 20, 2002
   

• "Couple ponders retiring to sunny Malta"
  

  by Andrew Allentuk "The Globe and Mail" - October 19, 2002
   

• "Successful Executive Faces Medical Hurdle"
  

  by Andrew Allentuk "The Globe and Mail" - November 30, 2002
   

• "MD Aspires to Good Things in Life"
  

  by Andrew Allentuk "The Globe and Mail" - February 22, 2003
   

• "Northern Same-Sex Couple Hope For a Sunny Retirement"
  

  by Andrew Allentuk "The Globe and Mail" - March 8, 2003
   

• "Critical Illness Decision"
  

  by Michael Kane "The Vancouver Sun" - March 10, 2003
   

• "Couple Seeks Retirement Advice"
  

  by Andrew Allentuk "The Globe and Mail" - July 12, 2003
   

• "Poor Decisions Eroded Capital"
  

  by Andrew Allentuk "The Globe and Mail" - August 16, 2003
   

• "Heavy Debt Proves Hazardous For Couple"
  

  by Andrew Allentuk "The Globe and Mail" - September 20, 2003